Top CD Yields for Today, February 26, 2025 – Secure a 5% Annual Percentage Yield Until the Following Year, or 4.74% Until Autumn

# Top CD Yields for Today, February 26, 2025 – Secure a 5% Annual Percentage Yield Until the Following Year, or 4.74% Until Autumn

### Main Points

* The most favorable CD yield across the country is still 5.00% APY, presented by Mountain America Credit Union for a duration of 18 months.
* Ten additional deals give a minimum of 4.60% APY, with durations spanning from 3 to 18 months.
* CDs of every duration provide 4.35% APY or greater, including top yields of 4.40% to 4.45% APY for durations of 2-3 years from Humanity Federal Credit Union.
* Savers desiring to secure yields for a more extended period might appreciate Transportation Federal Credit Union, featuring 4.35% to 4.40% APY on CDs lasting 4 or 5 years.
* The Federal Reserve maintained stable yields in January but might decrease them later in the year. Therefore, if you’re seeking the most advantageous CD yields currently, it’s an opportune moment to secure elevated yields.

*Below are highlighted yields from our associates, succeeded by specifics from our nationwide rankings of top CD yields.*

## Secure Between 4.50% and 5.00% APY Until the Following Year – Nearly Until September 2026

Mountain America Credit Union persists in leading the nation in CD yields, presenting a 5.00% APY for a duration of 18 months. This secures your profits until *the upcoming* summer season.

Alternative selections encompass a 13-month CD from Vibe Credit Union at 4.60% APY, securing your yield until spring 2026. The prior week, Marcus by Goldman Sachs introduced a fresh deal featuring a 14-month CD at 4.50% APY. Toncoin (TON) Value Forecast for March 26th

In the event that you prefer not to commit to a year-long yield lock, eight other deals give 4.60% APY or greater, with durations as brief as 3 months – including a 7-month CD from Citizens State Bank at 4.74% APY.

### All Institutions Insured by the Federal Government Are Protected Equally

Your deposits at *any* FDIC bank or NCUA credit union are insured by the federal government, signifying protection by the U.S. government.

Roger.

Considering the Federal Reserve’s trio of interest rate reductions, present CD rates are possibly the most advantageous you’ll discover for some time. The current period might represent a tactical opportunity to acquire a leading rate that corresponds with your economic objectives and investment duration.

Got it! You’re beginning to comprehend how Investopedia proceeds with observing and classifying those certificate of deposit yields.